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Access Your Pay When You Need It
Struggling to make ends meet? Whether you work regular shifts, earn a salary, or are part of the growing gig economy, Instant provides faster access to your pay so you can avoid payday loans and overdraft fees.
Access Your Pay When You Need It
Struggling to make ends meet? Whether you work regular shifts, earn a salary, or are part of the growing gig economy, Instant provides faster access to your pay so you can avoid payday loans and overdraft fees.
Faster Pay to Make Life a Little Easier
We founded Instant with one mission: to transform the way people get paid.
A New Era for Payday
86% of employees want to be paid the same day they work. Instant gives you control over your money to help reduce financial stress.
A Solution for Today
Today’s on-demand world requires a solution that fits your needs. Whether you are looking for an employee pay card, a digital wallet or direct to your bank, the option is yours.
Financial Freedom
We are pioneering a faster, more flexible approach to earned wage access, giving you timely access to your hard-earned money when you need it.
Faster Pay to Make Life a Little Easier
Four simple steps to payday!
Watch this short video for more details.
Join Instant
Confirm your employer is set up with Instant, and download the Instant app.
Work Your Shift
Complete your work as usual, doing what you do best.
Unlock Earnings
Receive an offer in the Instant app, with up to half your day’s wages.
Get Paid
Your pay is loaded directly to your account and is ready for you to use.
A Payroll Card That Cares
With an Instant virtual or physical Visa® debit card, you can get access to cash that’s rightfully yours, the very next day after you work.
Get Paid Faster With Instant
Thanks to the Instant Card, accessing your wages has never been easier.
Access Your Money Anytime, Anywhere.
Make purchases, withdraw cash from more than 37,000 surcharge-free ATMs, and move money between bank accounts freely.
Save the Right Way
Access tools that encourage healthy money management so you can save for your personal short and long-term goals.
There’s an App for That
The Instant app is your new best friend. Available on iOS and Android. Made with you in mind.
Get notified when your earned pay is ready.
Track your pay and spending habits.
Transfer money to your bank account.
Pay bills and make purchases online.
Access a suite of financial wellness tools
We’ve got your back.
FAQs
Questions? We’ve got answers!
What is Instant Pay?
Instant Pay gives you access to half of your pay the very next day after you work. Simply clock off and the following day, you’ll get a notification on your phone offering you a portion of your pay. If you accept, funds are added to your Instant account, and you can use them immediately.
What is Instant Tips?
Instant Tips allows you to get your hard-earned tips paid directly to your Instant account, instead of worrying about carrying cash. Once you’ve finished your shift, your manager calculates your tips and then processes them to your Instant account for your use, right away. No need to wait around – you just head home, and your tips get added to your account automatically!
How do I get started?
Simply ask your employer for an Instant sign-up kit. From there, you download the Instant app and follow the instructions to get set up in no time. All you need is a smartphone or a web-enabled computer, and you can register. You’re only a few steps away from on-demand access to your pay, whenever you want it!
How do I use my Instant Card?
You use your Instant Card like any Visa or debit card you have in your wallet. Add it to your mobile wallet and use it for purchases (like getting gas or groceries) or withdraw cash without surcharge fees at any of over 40,000 MoneyPass ATMs.
